Replacement Cost for Insurance Purposes
Know What It Would Cost to Rebuild
An on-site replacement cost estimate, more accurate than a virtual one.
Whether you're a homeowner reviewing your coverage or an insurance agent or adjuster who needs an independent number, we visit the home and estimate what it would cost to reconstruct it today: comparable materials and quality, current local prices, land excluded, no depreciation.
Starting at $400 per property*
What We Document
We inspect the home in person and document its measurements, construction and finish, and the basement and garage. The estimate is the cost to reconstruct the existing home with comparable materials and quality at current local prices, excluding land and without depreciation.
What the Report Shows Separately
Demolition and debris removal, contractor overhead and profit, permits, and code upgrades are each identified separately, so you can see what makes up the total and compare it with your policy.
Who It's For
Homeowners checking whether their dwelling coverage is enough, often for a primary home and a second home at the same time, and insurance agents and adjusters who want an independent, on-site figure instead of a virtual estimate.
What It Is Not
This is an estimate of the cost to rebuild for insurance purposes, not an opinion of market value. If you also need a market value appraisal, for a sale, an estate, or a total loss claim, we'll quote one.
Request a Replacement Cost Quote
*Base fee for one single family home. Standard property feature and travel fees apply, and your quote lists them. No obligation: you decide whether to move forward.
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What Our Clients Say
“Corinne was super responsive, very communicative and did a great job for us. Appraisal report was professional and promptly delivered as she said it would be. Highly recommend!”
“I've been personally referring her as my go-to Appraiser for all my clients from multiple years. Her communication is fantastic. Her analysis fair and timely. And she is keeping up her knowledge base with everything that's happening in the world to make a fair appraisal. Just what my clients need! Thank you!”